Automatic payments

Automatic payments is a payment setting in AdWords Express. Using this setting, you first accrue advertising costs, then have those costs automatically charged to your primary form of payment.

If remembering when to make payments isn't on your list of favorite things to do, the automatic payment setting is a great choice. You’ll set up your billing information once, and payments are automatically processed -- this means you don't have to worry that your ads will stop running if you forget to make a payment.

How automatic payments work

With automatic payments, you're charged only after you've accrued advertising costs. And you'll be billed in one of two instances: either 30 days after your last payment, or whenever your account reaches a predetermined amount known as your billing threshold -- whichever comes first.

If your ads start running October 1, for example, you can expect us to charge you on October 31 if you don't reach your billing threshold.

Forms of payment you can use

For most countries, you can use the following forms of payment with this setting: credit and debit cards, and bank account (also known as direct debit). Here's how this payment setting works with each of these.

  • Credit and debit card
    To set up automatic payments, you'll add your debit or credit card as your primary form of payment. You can have more than one form of payment in your account, but your primary is the one we'll charge first. Your ads start running almost immediately.
  • Bank account (also known as direct debit)
    To make sure money is coming from the correct account, you'll first verify a test deposit. It can take up to five days for this to appear in your account. Your ads should start running once your bank account is verified and your payment is processed.

If you have more than one form of payment in your account, we'll only charge the one listed as your primary form of payment. It's also a good idea to add a backup form of payment in your account. This allows us to charge another card, if ever there's a problem charging your primary form of payment -- and that ensures your ads always run!

Your billing threshold

The initial billing threshold for AdWords Express accounts is set at $50. The billing threshold is raised incrementally each time your account spend hits the threshold before 30 days have ended. For example, $50 is first raised to $200, then to $350, and then to the final amount of US$500. If your costs rise quickly, the amount you're billed can exceed these thresholds.

Example

Let's say an advertiser named Alan opens an AdWords Express account with a $50 threshold, and starts accruing costs on Oct. 1. Here's how he'll be charged, and how his threshold will change:

threshold billing example
  1. On October 5, Alan reaches his initial billing threshold of $50. At that time, we charge him for his costs (which might be slightly more than the billing threshold if he accrued costs quickly). We increase Alan's billing threshold to $200. A new billing cycle begins.
  2. On October 25, Alan reaches his new billing threshold of $200, triggering AdWords Express to charge him for costs accrued. Google again raises his billing threshold to US$350, and initiates a new billing cycle.
  3. On November 18, Alan accrues more than $350 in charges. Google bills him and raises his billing threshold to $500.
  4. Alan's next bill will be processed on December 18 or when he exceeds the final US$500 billing threshold -- whichever comes first.

Set up automatic payments

If you'd like to set up automatic payments for your account, click the link below for instructions.

Set up automatic payments

Your payment options depend on the country of your billing address and your selected currency.

  1. Sign in to your AdWords Express account at http://adwords.google.com/express/
  2. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  3. Click Billing settings.
  4. Next to “How you pay”, click Edit.
  5. Select “Automatic payments”.
  6. Click Save.
Try it now

Tips

  • You can still make a manual payment even if you're using the automatic payment setting. Just sign into your account, click the Billing tab, and then the Make a payment button. The money will be used for future clicks, and it will reduce or delay your next automatic charge.
  • If you'd like to reduce the costs charged to your primary form of payment, make a manual payment with another form of payment.

Next steps