Limits on how much you can send

There are daily and monthly limits to how much money you can send or receive using Google Pay. Limits can differ for Google Pay, UPI, your bank, and Google.

Learn about the different bank limits.

If you reach one of the following limits, here’s what you can do.

Daily limits

You may reach a daily limit if:

  • You try to send more than ₹1,00,000 in one day across all UPI apps.
  • You try to send money more than 20 times in one day across all UPI apps.
  • You request more than ₹2,000 from someone.

You can fix these issues by:

  • Waiting until the next day to send more money
  • Requesting a smaller amount
Minimum & maximum amount & number of transactions you can transfer

Based on UPI's guidelines, the maximum transaction amount is ₹100,000 INR or one lakh a day. It varies from bank to bank, and you can make up to 20 transactions per day.

Your phone number is the identifier so that UPI can calculate the number of transactions and the amount.

This limit applies when you send money, and it applies to all UPI apps like Google Pay. It also includes all UPI transactions like fund transfer, merchant, and recharge and bill payments.

If you reach the maximum daily amount or number of transactions, wait for 24 hours before you make another transaction.

Tip: As per the UPI guidelines, if you reinstalled the app and added your account, you can transfer up to ₹5,000 INR within the first 24 hours. Your first transaction should have a minimum amount of ₹50 INR.

Bank limits

If your daily transactions are below the UPI limit and you’re still having trouble, try a different bank account.

Your bank might have its own limits on how much you can send or receive. Contact your bank for more information.

Other limits

To protect against fraud, some transactions might get flagged for further review. If you’re having trouble making a transaction and you don’t think you reached a limit, contact Google Pay support for more help.

Note: If you try to send or receive less than ₹1, the money won’t go through and you’ll get an error message.

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