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Payments

Receiving payments by EFT

Electronic Funds Transfer (EFT) directly deposits your AdSense earnings into your bank account, in your local currency, to greatly speed up and simplify the payment process. If EFT is available in your location, we encourage you to sign up. EFT is fast, secure, and environmentally friendly, and it's the Google-recommended payment method. We're working hard to make it available in as many locations as we can.

To sign up for payments by EFT, you need to provide details about your bank account and verify your account using a small test deposit.

Is EFT available in my country?

Electronic funds transfer is available in the following countries:
Country Currency Text deposit requirement
Australia Australian dollar Test deposit required
Austria Euro Test deposit required
Belgium Euro Test deposit required
Bulgaria Euro* No test deposit required
Canada Canadian dollar Test deposit required
Chile Chilean peso*** Test deposit required
Cyprus Euro Test deposit required
Czechia Koruna Test deposit required
Denmark Krone Test deposit required
Estonia Euro Test deposit required
Finland Euro Test deposit required
France Euro Test deposit required
Germany Euro Test deposit required
Gibraltar Euro* No test deposit required
Greece Euro Test deposit required
Hong Kong Hong Kong dollar Test deposit required
Hungary Forint Test deposit required
Iceland Euro* No test deposit required
Indonesia Indonesian rupiah Test deposit required
Ireland Euro Test deposit required
Israel Shekel Test deposit required
Italy Euro Test deposit required
Japan Yen Test deposit required
Jordan Jordanian dinar Test deposit required
Latvia Euro* No test deposit required
Liechtenstein Euro* No test deposit required
Lithuania Euro* No test deposit required
Luxembourg Euro Test deposit required
Malta Euro Test deposit required
Mexico Peso Test deposit required
Monaco Euro Test deposit required
Morocco Moroccan dirham Test deposit required
Netherlands Euro Test deposit required
New Zealand New Zealand dollar Test deposit required
Norway Krone Test deposit required
Peru Peruvian sol Test deposit required
Poland Zloty Test deposit required
Portugal Euro Test deposit required
Romania Euro* No test deposit required
Singapore Singapore dollar Test deposit required
Slovakia Euro Test deposit required
Slovenia Euro Test deposit required
South Africa South African rand No test deposit required
Spain Euro Test deposit required
Sweden Krona Test deposit required
Switzerland Franc Test deposit required
Tunisia Tunisian dinar Test deposit required
Turkey Lira Test deposit required
United Arab Emirates United Arab Emirates dirham Test deposit required
United States United States dollar Test deposit required
United Kingdom British pound Test deposit required
Uruguay** Uruguayan peso Test deposit required

* SEPA Euro payments are available in these countries. If your country is listed here, we recommend that you read these instructions for SEPA payments.

** EFT payments are only available to new AdSense publishers in these countries.

*** EFT payments are only availble to AdSense publishers with accounts created after September 30, 2015.

Signing up for EFT payments

Signing up for EFT payments is a two-step process:

1. Enter your bank account information
  1. Sign in to your AdSense account.
  2. In the left navigation panel, click Settings.
  3. Click Payments.
  4. Click Add payment method.
  5. In the "Add a payment method" section, enter your bank account information. If you're not sure what information to enter, please contact your bank.
  6. Click Save.
If you've entered your bank account information incorrectly, you can click Remove and delete the incorrect information. After you've deleted the incorrect information, you can re-enter your bank account information.
Please note that if you set EFT as your form of payment after the 20th of the month, we can't guarantee that you'll be paid by EFT that month. For example, to ensure payment by EFT for your March earnings, please complete the steps above before April 20th.
2. If required, enter the test deposit amount in your AdSense account
You won't see the test deposit in your bank statement right away—this process takes 2-5 working days. Please wait until you see the actual amount deposited in your bank account before you enter it in your AdSense account.

Once you receive your test deposit:

  1. In the left navigation panel, click Settings.
  2. Click Payments.

    You'll see a red alert in your AdSense account.

  3. Click Add payment method.
  4. Click Verify now.
  5. In the drop-down menu, select the test deposit amount that you received in your bank statement.
  6. Click Verify.

    If the amounts match, your bank account is verified. You're now ready to receive payments by EFT.

If you don’t receive your test deposit after 10 working days, it's likely that you've provided incorrect bank account details. In this case, we advise you to do the following:
  1. Remove your current payment details.
  2. Contact your bank to make sure you have the correct bank account details.
  3. Enter your updated bank account details and wait for your test deposit.

Test deposit FAQs

Why do I need to verify my account with a test deposit?

A test deposit is a small amount sent by Google to "test" your bank account. We do this to make sure that when we send your actual payment, we send it to the correct bank account.
Note that you don’t need to verify your account with a test deposit in the following countries: Bulgaria, Gibraltar, Iceland, Latvia, Liechtenstein, Lithuania, Romania, and South Africa.

What does a test deposit look like?

A test deposit is an amount less than $1 which appears in your bank statement. You can check if you received it by accessing your online banking resource or enquiring with your local bank.

Where can I find my test deposit?

Depending on which country your bank is located in, the test deposit will appear in your account under one of following labels:

  • AFS RE GOOGLE
  • AFS RE GOOGLE ADSENSE
  • ARVATO FINANCE SERVICES LIMITED
  • BFS FINANCE LTD
  • CITIBANK IRELAND FINANCIAL SERVICES
  • Google AdSense Payment

Why can’t I find my test deposit?

If you can't find the test deposit, it might be because:
  • You didn’t enter the correct bank account details in your AdSense account. In this case, we advise you to do the following:
    1. Remove your current payment details.
    2. Contact your bank to make sure you have the correct bank account details.
    3. Enter your updated bank account details and wait for your test deposit.
  • The test deposit hasn't reached your account yet. Please allow 2-5 working days for the test deposit to appear in your bank statement. 

I received a test a deposit but I still can’t verify my bank account. What should I do?

If you received your test deposit but haven't been able to successfully verify your bank account, here's what might have happened:

  • Your bank applied a commission to your test deposit so the amount we sent you is not the same as the amount you received. Please contact your bank to confirm the exact test deposit you received before the commission was applied, and then enter the amount in your AdSense account.
  • You attempted to enter your test deposit the maximum of three times and you've been blocked from entering it again. Please contact AdSense support who will be able to help you resolve this.

What happens after I verify my bank account?

After you verify your bank account, you're set up to receive your AdSense payments via EFT. 

Is there any way to verify my bank account without a test deposit?

No. Your bank account needs to be verified with a test deposit before we can send you an actual payment. This is a precaution for security reasons, to make sure that your payment reaches you.
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