Receiving SEPA payments

Single Euro Payments Area (SEPA) transactions provide an affordable, efficient Electronic Funds Transfer (EFT) option across a number of countries in Europe. The SEPA system allows European businesses and consumers to send EFT payments to any country located in the Euro area. SEPA EFT payments directly deposit your AdSense earnings, in euros, into your bank account to greatly speed up and simplify the payment process. EFT is fast, secure, and environmentally friendly. If SEPA EFT payments are available in your location, we encourage you to sign up.

Test deposits for SEPA payments

To sign up for SEPA EFT payments, you need to provide details about your bank account. Depending on the country where your bank account is located, you may be required to verify your account using a small test deposit.

Note: While SEPA coverage is expanding, not all banks currently support SEPA EFT transactions. Before you sign up, we recommend you check with your bank that you can receive SEPA EFT transactions.

Countries where SEPA payments are available

We support SEPA payments in EUR currency for publishers in these countries:

• Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Netherlands, Poland, Portugal, Romania, San Marino, Slovenia, Slovakia, United Kingdom, Vatican City.

You can link your SEPA-accessible bank account from any of the following countries:

• Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Norway, Netherlands, Poland, Portugal, Romania, San Marino, Sweden, Slovenia, Slovakia, United Kingdom, Vatican City.

Notes:

• We currently don’t provide EUR currency support for Norway and Sweden. You need to use your local currency to receive payments in these countries.

SEPA payments are available in the following countries:

Here's a list of supported countries and their test deposit requirement:

Country	Currency	Test deposit requirement
Andorra	Euro	Test deposit required
Austria	Euro	Test deposit required
Belgium	Euro	Test deposit required
Bulgaria	Euro	No test deposit required
Croatia	Euro	No test deposit required
Cyprus	Euro	Test deposit required
Czechia	Euro	No test deposit required
Denmark	Euro	No test deposit required
Estonia	Euro	Test deposit required
Finland	Euro	Test deposit required
France	Euro	Test deposit required
Germany	Euro	Test deposit required
Gibraltar	Euro	No test deposit required
Greece	Euro	Test deposit required
Hungary	Euro	No test deposit required
Iceland	Euro	No test deposit required
Ireland	Euro	Test deposit required
Italy	Euro	Test deposit required
Latvia	Euro	Test deposit required
Liechtenstein	Euro	No test deposit required
Lithuania	Euro	Test deposit required
Luxembourg	Euro	Test deposit required
Malta	Euro	Test deposit required
Monaco	Euro	Test deposit required
Netherlands	Euro	Test deposit required
Norway	Euro	Test deposit required
Poland	Euro	No test deposit required
Portugal	Euro	Test deposit required
Romania	Euro	No test deposit required
San Marino	Euro	Test deposit required
Slovakia	Euro	Test deposit required
Slovenia	Euro	Test deposit required
Spain	Euro	Test deposit required
Sweden	Euro	Test deposit required
United Kingdom	Euro	Test deposit required
Vatican City	Euro	Test deposit required

Sign up for SEPA payments

1. Enter your bank account information

1. Sign in to your AdSense account.
2. Click Payments, then Payments info.
3. Click Add payment method.
4. In the "Add a payment method" section, enter your bank account information. If you're not sure what information to enter, please contact your bank.
5. Click Save.

Tip: If you enter your bank account information incorrectly, click Remove to delete the incorrect information. You can then re-enter your bank account information.

Note: If you set SEPA EFT as your payment method after the 20th of the month, we can't guarantee that you'll be paid by SEPA EFT that month. For example, if you wanted to ensure payment by SEPA EFT for your March earnings, you'd need to complete the steps above before April 20th.

2. (If required) Find your test deposit and enter the amount in your AdSense account

Find your test deposit

After you enter your bank account information, we'll deposit a small test amount into the bank account you specified. This process takes a few days, so check your bank statements after 2-5 days to find the deposit. The deposit ranges from 0.15 to 1.10 euros. Depending on the country in which your bank is located, the deposit will be labeled as one of the following:

• Google Inc. EDI PYMNTS
• Google Inc. EDI - EDI PYMNTS
• GOOGLE IRELAND
• GOOGLE IRELAND LIMITED
• CITIBANK FINANCIAL SERVICES

Enter the test deposit amount

When you have the test deposit amount:

1. Sign in to your AdSense account.
2. Click Payments, then Payments info.

   You'll see a red alert in your AdSense account.

3. Click Add payment method.
4. Click Verify now.
5. In the drop-down menu, select the test deposit amount that you received in your bank statement.
6. Click Verify.

   If the amounts match, your bank account is verified. You're now ready to receive payments by EFT.

If your test deposit failed

There are a number of reasons why your test deposit might fail:

• Incorrect bank account number or bank codes (the required information will vary by country)
• Bank account is not set up to receive incoming SEPA transactions
• Bank account is closed
• Bank is not located in the same country entered in your AdSense account
• Your bank code changed as the result of a recent bank merger.

If your test deposit has failed, you'll see a "Deposit failed" message on the page where you submitted your bank account. If you see this message, we encourage you to re-enter your bank information to make sure there wasn't a typo. You may also wish to contact your bank to confirm the exact details that you need to submit and try again.

If you need to update your bank information

Unfortunately, incorrect or unverified bank account information can't be changed from your account at this time. Instead, to provide correct information, you can add a new bank account and then remove the existing bank account.

To protect the privacy and security of your banking information, AdSense Support does not have access to edit or remove the information you've entered.