Set up a backup payment method in Google Ads


If you use automatic payments, you'll need to have one payment method that's designated as a primary. You can also add a backup credit card to your account, to serve as a safety net. If your primary payment method doesn't work for some reason, then we'll charge your costs to your backup credit card. This ensures that your ads keep running.


If you’re using the new Google Ads experience, you won’t see a gear icon in your account. Instead, click the tools icon in the top right-hand corner. You'll find Billing & payments under the 'Setup' header.

Follow these steps to set up a backup payment method.

  1. Sign in to your Google Ads account.
  2. Click the gear icon and choose Billing & payments. Go to Billing
  3. Click the Payment methods link on the side of the page.
  4. Find your payment method, and click on the Set as Primary or Set as Backup link.


You can designate a credit card or (in most countries) a debit card as a backup, but not a bank account.

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