Fees, limits & transfer times
FeesSend and request money
There are no fees to send or receive money with Google Wallet.
Adding money to your Wallet Balance with your linked bank account is free. There's a 2.9% fee to add money using your debit card.
Transferring money from your Wallet Balance to your bank account or debit card is free.
There are no fees to pay with your Wallet Card or withdraw money, but some providers might charge a fee for the use of their ATMs. This fee will come out of your Wallet Balance, along with the total amount you withdraw.
You can add up to $10,000 USD to your Wallet Balance per single transaction, and up to a total of $50,000 USD per 5 day period. There's also a $500 limit per 30 days to add money to your Wallet Balance with a debit card.
When you transfer your Wallet Balance to your bank account, there's a limit of $10,000 USD per single transaction and $50,000 USD per 5 day period. To transfer into a debit card, there's a limit of $2,500 USD per transaction and $10,000 USD per 30 day period.
For sending and receiving money, there's a limit of $9,999 USD per single transaction and a total limit of $50,000 USD per 5 day period.
Your first time receiving money you can claim it directly to your bank account without verifying your identity as long as it's less than $300, and you've sent less than $1,000 in the last 30 days and less than $10,000 in total. Once you reach any of these limits, you'll have to verify your identity and can only receive money into your Wallet Balance.
The amount in your Wallet Balance is what you have available to spend, up to a limit of $5,000 per 24 hours. This limit also includes cash withdrawals at ATMs or banks.
Transfer timesWallet Balance
You can transfer money from your Wallet Balance to your linked bank account or debit card whenever you want (limits above apply). Transfers to your debit card are typically instant, and all transfers are usually completed within 3 business days.
Before you send money, we'll let you know when you can expect the recipient to get it.
Sending money with your Google Wallet Balance and debit card is normally instant, but might take up to a few days. You can also send money using your linked bank account, which usually takes 3 days but can take up to 10 business days.
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