Fees, limits & transfer times
It's free to send money directly from your bank account or using your Google Wallet Balance. There's a fee of 2.9% per transaction (minimum $0.30) to send money using a credit or debit card.
Receiving money, and transferring it to your bank account, is always free regardless of the funding source the sender chooses.
There's a transaction limit of $10,000 USD and a $50,000 USD transfer limit per 5 day period. This includes both money sent to others as well as money transferred in and out of your Wallet Balance. Please keep in mind that these limits may be subject to change at any time.
Sending money with your Google Wallet Balance and credit/debit card is usually instant. You can also send money using your bank account, which usually takes 3 days but can take up to 10 business days.
You can transfer money in your Wallet Balance to a linked bank account whenever you want (limits above apply). Transfers are usually processed within 3 business days.