Set up screen lock for tap to pay transactions

Important: Coming soon, your credit and debit card won’t be charged for retail payments unless you’ve recently used a verification method, like your fingerprint or PIN. Some users may already need to verify to make a payment. If you’re asked to verify it’s you, complete verification steps on your device to make a payment.

To make contactless payments with Google Wallet, you must use a screen lock on your device for your security.

You can unlock Google Wallet with several methods:

  • PIN
  • Pattern
  • Password
  • Fingerprint
  • Iris scan
  • 3D face unlock

Tip: Google Wallet doesn't work with 2D face unlock or screen locks like Smart Unlock or Knock to Unlock.

Set or change a screen lock

  1. Open your phone Settings app.
  2. Tap Security.
  3. Tap Screen lock.
    • If you already set a lock, you must enter your PIN, pattern, or password before you can choose a different one.
  4. Tap the option you’d like to use. Follow the on-screen instructions.

No unlock needed for smaller payments

Important: For tap to pay transactions under a certain amount, you may not need to unlock your phone. For regional requirements, go to the table below.

You can only make a limited number of locked transactions before your phone asks you to unlock it. You must also complete the transaction within a few minutes after you unlock it.

Tip: For added security, set up your phone so that it must be unlocked to complete a near field communication (NFC) transaction.

To turn on this setting:

  1. Go to Settings Settings gear.
  2. Tap Connected devices and thenConnection preferences and then NFC.
  3. Turn on Require device unlock for NFC.

If you can’t find this option, you may need to update your phone to the latest version of Android.

Payment limits on a locked device

Country or region

Amount

Albania

5,500 ALL for Visa
4,500 ALL for Mastercard

Argentina

Unlock is required for all transactions except for transit.

Armenia

AMD 25,000 for Visa
AMD 20,000 for Mastercard

Australia

$100 AUD

Austria

€50 EUR

Azerbaijan

AZN 100

Belgium

€25 EUR

Bosnia and Herzegovina

Unlock is required for all transactions except for transit.

Brazil

Unlock is required for all transactions except for transit.

Bulgaria

100 BGN

Canada

$100 CAD

Cayman Islands

Unlock is required for all transactions except for transit.

Chile

$12,000 CLP for credit

Colombia

Unlock is required for all transactions except for transit.

Costa Rica

30,000 CRC for Visa
30,000 CRC for Mastercard

Croatia

350 HRK

Cyprus

€50 EUR

Czech Republic

500 CZK

Denmark

350 DDK

Dominican Republic

Unlock is required for all transactions except for transit.

Ecuador

Unlock is required for all transactions except for transit.

Estonia

€50 EUR

Faroe Islands

Unlock is required for all transactions except for transit.

Finland

€25 EUR

France

€30 EUR

Georgia

GEL 160

Germany

€50 EUR

Greece

€50 EUR

Greenland

Unlock is required for all transactions except for transit.

Hong Kong

1000 HKD

Hungary

15,000 HUF

Iceland

ISK 7500

Ireland

€50 EUR

Isle of Man

Unlock is required for all transactions except for transit.

Israel

₪300 ILS

Italy

€25 EUR

Japan (VISA Touch)

¥10,000 JPY

Kazakhstan

₸25000 KZT

Kyrgyzstan

KGS 4,000

Kuwait

Unlock is required for all transactions except for transit.

Latvia

€50 EUR

Liechtenstein

Unlock is required for all transactions except for transit.

Lithuania

€50 EUR

Luxembourg

Unlock is required for all transactions except for transit.

Malaysia

MYR 250

Malta

€50 EUR

Mexico

Unlock is required for all transactions except for transit.

Moldova

MDL 1000

Monaco

Unlock is required for all transactions except for transit.

Montenegro

Unlock is required for all transactions except for transit.

Netherlands

€50 EUR

New Zealand

$80 NZD

North Macedonia

Unlock is required for all transactions except for transit.

Norway

200 NOK

Peru

Unlock is required for all transactions.

Poland

100 PLN

Portugal

€50 EUR

Qatar

QAR 300

Romania

200 RON

Russia

₽1000 RUB

San Marino

Unlock is required for all transactions except for transit.

Serbia

RSD 5000

Singapore

Unlock is required for all transactions except for transit.

Slovakia

€20 EUR

Slovenia

€50 EUR

South Africa

ZAR 700

Spain

€50 EUR

Sweden

400 SEK

Switzerland

80 CHF

Thailand

THB 1,500

Ukraine

₴500 UAH for Mastercard
₴1500 UAH for Visa

United Arab Emirates

300 AED

United Kingdom

£45 GBP*

United States

Unlock is required for all transactions except for transit.

Vietnam

VND 1,000,000

*The United Kingdom limit may vary for specific issuers. Learn about United Kingdom supported payment methods.

Tip: Contactless payments with locked devices are accepted at merchant terminals. If you can’t pay with your locked device, try again with it unlocked. For amounts above your country or region’s contactless limit, you can still use Google Wallet. Unlock your phone and tap on the terminal. Your bank may also have a limit on tap to pay transaction amounts.

 

Still need help?

If you still have issues or any questions, you can ask the community or contact us.

 

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