Set up screen lock for pay contactless transactions

Important: Coming soon, your credit and debit card won't be charged for retail payments unless you've recently used a verification method, like your fingerprint or PIN. Some users may already need to verify to make a payment. If you're asked to verify that it's you, complete the verification steps on your device to make a payment.

To make contactless payments with Google Wallet, you must use a screen lock on your device for your security.

You can unlock Google Wallet with several methods:

  • PIN
  • Pattern
  • Password
  • Fingerprint
  • Iris scan
  • 3D Face Unlock

Tip: Google Wallet doesn't work with 2D Face Unlock or screen locks like Smart Unlock or Knock to Unlock.

Set or change a screen lock

  1. Open your phone's settings app.
  2. Tap Security.
  3. Tap Screen lock.
    • If you've already set a lock, you must enter your PIN, pattern or password before you can choose a different one.
  4. Tap the option that you'd like to use. Follow the on-screen instructions.

No unlock needed for smaller payments

Important: For pay contactless transactions under a certain amount, you may not need to unlock your phone. For regional requirements, go to the table below.

You can only make a limited number of locked transactions before your phone asks you to unlock it. You must also complete the transaction within a few minutes after you unlock it.

Tip: For added security, set up your phone so that it must be unlocked to complete a Near Field Communication (NFC) transaction.

To turn on this setting:

  1. Go to Settings Settings gear.
  2. Tap Connected devices and then Connection preferences and then NFC.
  3. Turn on Require device unlock for NFC.

If you can't find this option, you may need to update your phone to the latest version of Android.

Payment limits on a locked device

Country or region

Amount

Albania

ALL 5,500 for Visa
ALL 4,500 for Mastercard

Argentina

Unlock is required for all transactions except for public transport.

Armenia

AMD 25,000 for Visa
AMD 20,000 for Mastercard

Australia

AUD 100

Austria

EUR 50

Azerbaijan

100 AZN

Belgium

EUR 25

Bermuda BMD 50

Bosnia and Herzegovina

Unlock is required for all transactions except for public transport.

Brazil

Unlock is required for all transactions except for public transport.

Bulgaria

BGN 100

Canada

CAD 100

Cayman Islands

Unlock is required for all transactions except for public transport.

Chile

CLP 12,000 for credit

Colombia

Unlock is required for all transactions except for public transport.

Costa Rica

CRC 30,000 for Visa
CRC 30,000 for Mastercard

Croatia

HRK 350

Cyprus

EUR 50

Czechia

CZK 500

Denmark

DDK 350

Dominican Republic

Unlock is required for all transactions except for public transport.

Ecuador

Unlock is required for all transactions except for public transport.

Estonia

EUR 50

Faroe Islands

Unlock is required for all transactions except for public transport.

Finland

EUR 25

France

EUR 30

Georgia

GEL 160

Germany

EUR 50

Greece

EUR 50

Greenland

Unlock is required for all transactions except for public transport.
Guernsey GBP 100

Hong Kong

HKD 1,000

Hungary

HUF 15,000

Iceland

ISK 7,500

Ireland

EUR 50

Isle of Man

Unlock is required for all transactions except for public transport.

Israel

ILS 300

Italy

EUR 25

Japan (VISA Touch)

JPY 10,000

Kazakhstan

KZT 25,000

Kyrgyzstan

KGS 4,000

Kuwait

Unlock is required for all transactions except for public transport.

Latvia

EUR 50

Liechtenstein

Unlock is required for all transactions except for public transport.

Lithuania

EUR 50

Luxembourg

Unlock is required for all transactions except for public transport.

Malaysia

MYR 250

Malta

EUR 50

Mexico

Unlock is required for all transactions except for public transport.

Moldova

MDL 1,000

Monaco

Unlock is required for all transactions except for public transport.

Montenegro

Unlock is required for all transactions except for public transport.
Morocco MAD 600

Netherlands

EUR 50

New Zealand

NZD 80

North Macedonia

Unlock is required for all transactions except for public transport.

Norway

NOK 200

Peru

Unlock is required for all transactions.

Poland

PLN 100

Portugal

EUR 50

Qatar

QAR 300

Romania

RON 200

Russia

RUB 1,000

San Marino

Unlock is required for all transactions except for public transport.

Serbia

RSD 5,000

Singapore

Unlock is required for all transactions except for public transport.

Slovakia

EUR 20

Slovenia

EUR 50

South Africa

ZAR 700

Spain

EUR 50

Sweden

SEK 400

Switzerland

CHF 80

Thailand

THB 1,500

Ukraine

UAH 500 for Mastercard
UAH 1,500 for Visa

United Arab Emirates

AED 300

United Kingdom

GBP 45*

United States

Unlock is required for all transactions except for public transport.

Vietnam

VND 1,000,000

*The United Kingdom limit may vary for specific issuers. Learn about United Kingdom supported payment methods.

Tip: Contactless payments with locked devices are accepted at merchant terminals. If you can't pay with your locked device, try again with it unlocked. For amounts above your country or region's contactless limit, you can still use Google Wallet. Unlock your phone and tap on the terminal. Your bank may also have a limit on pay contactless transaction amounts.

 

Still need help?

If you still have issues or any questions, you can ask the community or contact us.

 

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