How it works
Open loop NFC
Google Pay Transit uses open loop NFC for transit agencies that accept credit and debit cards as payment. If the terminals meet EMVCo specifications, customers can use credit or debit cards stored on their Google Pay account to pay fares.
Transit agencies can also configure their terminals to enhance user experience with features like transit receipts and faster payment from device lock screens.
Google Pay Transit uses closed loop for transit agencies that use specific transit cards or barcodes as payment.
Transit agencies that use transit cards can use Google Pay Transit to allow users to store a virtual transit card on their mobile device. Customers can use their devices to pay at the terminal in place of a physical transit card. Google Pay also allows customers to see important information about their virtual transit card, like available balance or number of tickets remaining.
To allow customers to store transit cards on Google Pay, contact Google Pay.
Google Pay Transit supports various barcode ticket formats, such as QR and UPC-A. Customers can save their ticket to Google Pay, then scan their virtual barcode with the transit agency’s barcode reader.
To allow customers to use Google Pay at barcode readers, use the Google Pay API for Passes.