Requirements

 

Get familiar with the merchant and customer requirements to use Google Pay in stores below.

Learn about the requirements to let customers use Google Pay for online purchases.
Get familiar with the merchant and customer requirements to use Google Pay in stores below.

Merchant hardware requirements

Accepting Google Pay in stores requires certain hardware and configurations. Check your equipment using the guidelines below and work with your suppliers to make sure you’re ready to accept payments made with Google Pay in stores. 

Terminals

Make sure your hardware is ready to accept Google Pay in stores.

  • Make sure your payment terminals are contactless-enabled and that their NFC readers are turned on
  • Google Pay supports EMV contactless and MSD (Magstripe) contactless payments (if EMV contactless isn’t available)
  • Google Pay supports FeliCa based contactless payments
  • Depending on your payment terminal vendor, several NFC-compatible terminal models are likely already available 
  • Usually such terminals display one or more of the following logos and is compliant with the ISO 14443 standard

Common NFC logo

Figure 1: Common NFC logo

  • Usually such terminals display one or more logos such and is compliant with the FeliCA JIS X6319-4 standard

Common NFC logo

Figure 1: Common NFC logo

Contact your terminal provider if you're unsure whether your current terminals support NFC payments or if you need guidance on how to upgrade or enable them.

If you determine you need new hardware in stores, contact your terminal provider and ask about getting terminals that are "NFC-ready."  

Point-of-sale

Your point-of-sale (POS) system needs to be able to receive contactless payment data coming from your payment terminal, and pass it along to your payment processor. You may need to make some configuration changes to enable contactless payments.

Work with your POS provider to ensure your system is ready to accept contactless payment data.

PCI compliance

Contactless payments don't add specific compliance requirements beyond standard Payment Card Industry (PCI) compliance for processing payments. The security requirements already in place for accepting card payments as mandated by the Payment Card Industry Security Standards Council (PCI SSC) are sufficient.

Work with your terminal provider, point-of-sale provider, and acquirer to ensure ongoing compliance with the required security measures.
 

If you need help, see how to resolve issues

Payment partners

For Google Pay in stores, most acquirers already support contactless payments, but may require specific configuration or setup for your merchant account to enable them.

Work with your acquirer institution to ensure they can process contactless payments and to have that capability enabled for your account.

User device requirements

Google Pay works with credit or debit cards from participating card issuing banks on any NFC-enabled Android device running Lollipop 5.0 or higher for in-store purchases. Customers can use devices that are not NFC-enabled to make Google Pay purchases in merchant mobile apps.
Google Pay works on any NFC-F-enabled Android device running Lollipop 5.0 or higher for in-store purchases.

Learn more about device setup and compatibility.

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