Get a personal loan with Google Pay

Important:

To facilitate loan applications, Google Pay connects you with the lender but doesn’t give loans or review applications.
Only eligible users can find loan offers. These offers are in the "Manage your money" or "Money" section in the Google Pay app.

You can apply for a personal loan from certain lenders on the Google Pay app.

Every month, your loan payment is debited from your chosen bank account.

Common questions about personal loans

On your mobile device, open the Google Pay app .
In the "Manage your money" or “Money” section, tap Loans.
- You can also tap the Google Pay loan offer notification.

Note: If you're eligible for multiple loan offers, they’ll be ranked to ensure higher chance of approval and loan amount.

To stop loan offers, turn off:

Tip: Even if you turn off "Personalization through web and app activity," you can still get loan offers if the other 2 are on.

Loan offers are given directly by the lender based on their discretion or are based on:

Your transactions on Google Pay
Information about you based on what you do on Google Pay and other Google services, like YouTube and Search
Lender’s rules on who can get a loan
If you turn off personalization settings

The lender reviews and decides whether to accept or reject your application based on their rules. For more info, contact the lender.

For info on how to close a loan, contact the lender.