Send money

You can use Google Pay to send money to friends and family in India using your mobile device. You’ll need an internet connection, an Indian bank account and an Indian phone number.

To send money to people, you can search for them by their:

  • Name
  • Phone number or Unified Payment Interface (UPI) number
  • UPI ID or VPA (Virtual Payment Address)
  • Bank account and Indian Financial System Code (IFSC) number
  • QR code

On the homescreen, you can also use the quick actions bar to directly scan any QR code, pay anyone, do a bank transfer, or mobile recharge.

Send money to someone anywhere in India

Send money through VPA, UPI ID, or phone number

If your contact has a VPA or a UPI ID through any UPI application, you can send money through Google Pay through the instructions below:

  1. On your mobile device, open Google Pay .
  2. At the top search bar, search for the receiver’s VPA, UPI ID, or phone number.
  3. Select the receiver.
  4. After you select the receiver, tap Pay.
  5. Enter the amount you want to send them.
  6. Tap Proceed.
  7. You’ll be prompted to enter your UPI PIN to send the money.

After you enter your UPI PIN, your payment can be processed.

Send money through a QR code

Ask the receiver to:

  1. Open Google Pay .
  2. At the top right corner, tap their Profile picture.
  3. To share their QR code, tap the Profile icon.

You can then scan the receiver’s QR code to send money to them.

Send money directly to the receiver’s bank account
  1. On your mobile device, open Google Pay .
  2. To enter the receiver’s bank account details to send them money, tap Bank transfer.
  3. Enter the receiver’s bank account number and IFSC code.
  4. Tap Continue.
  5. Follow the instructions on the screen.

Important Tips:

  • You only need to enter your UPI PIN to send money. You will not need to enter it to receive money.
  • After the money has been sent, you’ll get a notification on Google Pay. You should also receive an SMS from your bank with the debited amount.
  • If your transaction fails, the bank might first debit the money from your bank account, and then refund it. In this case, you might receive two SMSes for the debit and the refund.
  • While you send the money, make sure you enter the correct details. After you send money through UPI, it can’t be canceled.

Common reasons why you can’t find someone

In Google Pay, the “Allow people to find you” setting isn’t automatically turned on.

If this setting isn’t turned on, a person isn’t searchable unless you’re already connected to them on Google Pay.

To turn on the “Allow people to find you” setting, the receiver must complete the following steps:

  1. Open the Google Pay app .
  2. On the Pay screen , at the top right, tap your Profile picture or Account .
  3. Tap Settings and then Privacy and Security and then How people find you on Google Pay.
  4. For people to find you, select Allow.

You can search for someone:

  • If a person is in your device contacts, you can search with their name.
  • If a person isn’t in your device contacts, you can search with their email address or phone number.

Do you have issues with your recent peer to peer transactions?

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