Send money

You can use Google Pay to send money to friends and family in India using your mobile device. You’ll need an Internet connection, an Indian bank account and an Indian phone number.

You can find people to send money to if they’re nearby or you can search for them by their:

  • Name
  • Phone number
  • UPI ID (typically friendname@bankname)
  • Bank Account and IFSC code

Send money to someone nearby

You can send money to someone near you who uses Google Pay.

Note: Google Pay uses audio pairing to help you connect with nearby users. You’ll need to let Google Pay use your microphone.

  1. Make sure that the person who you want to send money to has Google Pay installed on their phone.
  2. Open Google Pay Google Pay on both phones.
  3. Slide the circle in the middle of the screen up towards 'Pay'. Ask the other person to slide the circle down towards 'Receive'.
  4. When it appears, tap their profile photo. If you don't see their photo:
    1. Go to the home screen.
    2. Tap More More and then Scan QR code.
    3. Ask the person to pull up their QR code so that you can scan it.
      Note: To do this, you’ll need to let Google Pay use your camera.
  5. Enter the amount and description, and select the form of payment.
  6. Tap Proceed to pay.
  7. Enter your UPI PIN.

When the money has been sent, you will get a notification.

Send money to someone anywhere in India

To pay one of your contacts, no matter where they are in India:

  1. Open Google Pay Google Pay.
  2. From the bottom of the screen, swipe up.
  3. Under 'Payments', tap a contact. If you don’t see the person that you want to send money to, tap New and search for them by name, phone number, account number or UPI ID.
    • Make sure that you enter the correct details. Once you send the money, the transaction can’t be cancelled.  
  4. Tap Pay.
  5. Enter the amount and description and select the form of payment.
  6. Tap Proceed to pay.
  7. Enter your UPI PIN.

When the money has been sent, you’ll get a notification. You'll also receive an SMS from your bank with the debited amount.

Note: If your transaction to your contact’s bank account fails, the bank might debit the money from your bank account and then refund it. In this case, you will receive two SMS messages, one for the debit and the second for the refund.

Next steps

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