UPI ID is a unique identifier of your bank account. It makes it easier for you to send and receive money instantly into your bank account without sharing account number or other details.
How does an additional UPI ID work
An additional UPI ID helps improve your payment success rate. For example, if one of your UPI IDs is unavailable because of payment server issues, Google Pay will automatically use the other one to complete your payment. You may choose to have an additional UPI ID, and can also remove it at any time. You can have multiple UPI IDs for the same bank account.
How is the additional UPI ID set up?
For existing users
You’ll receive a notification on the home page on the Google Pay app to create an additional UPI ID. If you agree to this, Google Pay will send an SMS on your behalf to create an additional UPI ID. SMS charges may apply.
For new users
You’ll be asked to create an additional UPI ID at the time of account registration. Google Pay will send an SMS on your behalf to create an additional UPI ID. SMS charges may apply.
Does this change the way payments are made?
No, you can still do recharges, pay your bills, and send money from your bank account as usual.