As a precautionary health measure for our support specialists in light of COVID-19, we're operating with a limited team. See your options to connect with a support specialist, or consult the Help Center

Is Google Pay secure?

Google Pay protects your payment info with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your account safe.

Everything we make is protected with powerful built-in security technologies that help detect and block threats like spam, malware, and viruses from ever reaching you.

Curious about how Google Pay helps keep your info safe? Read on to learn what happens when you add a card and when you pay in stores.

When you add a card

Here’s what happens when you add a card to Google Pay using the app.

On your device

The Google Pay app doesn’t store the physical number on your card, instead assigning it a unique virtual account number.

To make most payments, you’ll need to unlock your phone. This is an extra layer of security in case your phone is stolen.

If your phone is ever lost or stolen, you can find, lock, or erase it remotely using Find My Device.

On our servers

Google services are continuously protected by one of the world’s most advanced security infrastructures. This built-in security detects and prevents online threats, so you can be confident your personal information is secure.

Learn more about Google’s security infrastructure.

When you pay in stores

Your card number isn’t shared

At check out, Google Pay shares the virtual account number assigned to your card with the retailer. They use this number to get the payment from your bank. Your physical card number isn’t shared with the retailer.

Your info is delivered to the payment terminal only

Google Pay uses near-field communication (NFC) to send your payment info to the retailer. NFC only works within a few inches of another device. This way, your info can’t be stolen.

More info about security

Learn more about how you can keep your info safe using Google Pay.

Having trouble using Google Pay in stores?

See the next steps for fixing issues specific to your account.

Clear search
Close search
Google apps
Main menu
Search Help Center