Set up screen lock to make contactless payments

To make contactless payments with Google Pay, you need to set up a screen lock on your device for your security.

Important: Screen lock is optional for e-money, QUICPay and iD users in Japan.

Google Pay works with PIN, pattern, password, fingerprint or retina-scanning screen locks. It won't work with facial recognition or screen locks like Smart Unlock or Knock to Unlock.

Turn on screen lock

Learn how to set or change a screen lock.

You can use Google Pay for higher amounts without unlocking your phone, because some countries have increased their contactless card payment limits. The new limits will be implemented in early April 2020 and will be gradually rolled out in certain countries.

Change how quickly your phone locks

Your phone can be used to pay when it's unlocked. For more security, make it lock faster.

  1. On your Android phone, open the Settings app Settings.
  2. Tap Lock screen & security and then Secure lock settings and then Lock automatically.
  3. Choose the amount of time before your screen automatically locks.

No unlock needed for smaller payments

To make contactless payments, you need to unlock your phone. You won't need to unlock it for certain small payments.

Important: You can only make a limited amount of locked transactions before your phone will ask you to unlock it.

Payment limits on a locked device

Country Amount
Australia AUD 100
Belgium EUR 25
Brazil Unlock is required for all transactions except for public transport.
Canada CAD 100
Chile CLP 12,000 for credit
Croatia HRK 350
Czech Republic CZK 500
Denmark DDK 350
Finland EUR 25
France EUR 30
Germany EUR 50
Hong Kong HKD 1000
Ireland EUR 50
Italy EUR 25
Japan (VISA Touch) JPY 10,000
New Zealand NZD 80
Norway NOK 200
Poland PLN 100
Russia RUB 1000
Singapore SGD 200
Slovakia EUR 20
Spain EUR 50
Sweden SEK 400
Switzerland CHF 80
Ukraine UAH 100 for Mastercard
UAH 500 for Visa
United Arab Emirates AED 300
United Kingdom GBP 45*
United States $50 USD

*Important: The United Kingdom limit may vary for specific issuers. Learn about the United Kingdom's supported payment methods.

Tip: Contactless payments with locked devices are accepted at merchant terminals. If you can't pay with your locked device, try again with your device unlocked. For amounts above your country's contactless limit, you can still use Google Pay. Simply unlock your phone and tap on the terminal. These high-value transactions are also accepted at merchant terminals. 

Was this helpful?
How can we improve it?

Need more help?

Sign in for additional support options to quickly solve your issue