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Set up screen lock to make contactless payments

To make contactless payments with Google Pay, you need to set up a screen lock on your device for your security.

Important: Screen lock is optional for e-money, QUICPay, and iD users in Japan.

You can unlock Google Pay with the following methods:

  • PIN
  • Pattern
  • Password
  • Fingerprint
  • Iris scan
  • 3D face unlock

Google Pay doesn't work with 2D face unlock or screen locks like Smart Unlock or Knock to Unlock.

Turn on screen lock

Learn how to set or change a screen lock.

You can use Google Pay for higher amounts without unlocking your phone, because some countries have increased their contactless card payment limits. The new limits will be implemented in early April 2020 and gradually roll out in certain countries.

Change how quickly your phone locks

Your phone can be used to pay when it's unlocked. For more security, make it lock faster.

  1. On your Android phone, open the Settings app Settings.
  2. Tap Lock screen & security and then Secure lock settings and then Lock automatically.
  3. Choose the amount of time for your screen to automatically lock.

No unlock needed for smaller payments

Important: You can only make a limited amount of locked transactions before your phone will ask you to unlock it.

To make contactless payments, you need to unlock your phone. You won't need to unlock it for certain small payments.

Tip: For added security, you can set up your phone so that it must be unlocked to complete an NFC transaction.

To turn on this setting:

  1. Go to Settings Settings.
  2. Tap Connected devices and then Connection preferences and then NFC.
  3. Turn on Require device unlock for NFC.

If you can’t find this option, you may need to update your phone to the latest version of Android.

Payment limits on a locked device

Country Amount
Australia $100 AUD
Austria €50 EUR
Belgium €25 EUR
Brazil Unlock is required for all transactions except for transit.
Bulgaria 100 BGN
Canada $100 CAD
Chile $12,000 CLP for credit
Croatia 350 HRK
Czech Republic 500 CZK
Denmark 350 DDK
Estonia €50 EUR
Finland €25 EUR
France €30 EUR
Germany €50 EUR
Greece €50 EUR
Hong Kong 1000 HKD
Hungary 15,000 HUF
Ireland €50 EUR
Israel ₪300 ILS
Italy €25 EUR
Japan (VISA Touch
and Mastercard Tap & Go)
¥10,000 JPY
Kazakhstan ₸25000 KZT
Latvia €50 EUR
Lithuania €50 EUR
Netherlands €50 EUR
New Zealand $80 NZD
Norway 200 NOK
Poland 100 PLN
Portugal €50 EUR
Romania 200 RON
Russia ₽1000 RUB
Singapore S$200 SGD
Slovakia €20 EUR
Spain €50 EUR
Sweden 400 SEK
Switzerland 80 CHF
Ukraine ₴500 UAH for Mastercard
₴1500 UAH for Visa
United Arab Emirates 300 AED
United Kingdom £45 GBP*
United States Unlock is required for all transactions except for transit.

*Important: The United Kingdom limit may vary for specific issuers. Learn about the United Kingdom’s supported payment methods.

Tip: Contactless payments with locked devices are accepted at merchant terminals. If you can’t pay with your locked device, try again with your device unlocked. For amounts above your country’s contactless limit, you can still use Google Pay. Simply unlock your phone and tap on the terminal. These high value transactions are also accepted at merchant terminals.

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