Set or change a default payment method

If you’re in the US, you can set a default payment method for receiving money. Money sent to you will automatically transfer to your default payment method.

Note: You can only set a default payment method for receiving money after you’ve received money once using the Google Pay app.

Change your default payment method

  1. Open the Google Pay app Google Pay.

  2. On the bottom, tap Payment methods.
  3. On the payment method next to "Not default," tap the Down arrow Down arrow.
  4. Choose Default.

Receive money to a different payment method

Once you set a default payment method, money you receive will automatically transfer to it. If you want to receive money to a different payment method, you’ll need to change your default.

Fix problems receiving money to your default payment method

If you get an email from Google Pay about a problem with your default payment method, the money won’t be automatically transferred to your bank or debit card account.

Follow the instructions below to fix the issue:

Step 1: Fix the problem
  • Outdated default payment method: Update the payment method, mark it as your default, and claim the money.
  • Reached debit card transaction limit: You won’t be able to transfer more than $2,500 per day to it. You can claim the money to a bank account instead.
  • Reached Google Pay balance limit: You may have reached the limit for your Google Pay balance, which is $25,000. To receive more funds, please withdraw from your balance to lower the amount. Alternatively, you can also switch your default payment method for receiving funds to a bank account or debit card.
  • Haven’t verified your identity: You might have reached the limit for the amount of money you can send or receive. Contact us to resolve the issue.
  • None of these is the issue: Contact us.
Step 2: Claim your money

Important: The money must be claimed within 14 days or money sent to you will be returned to the sender.

  1. Tap Menu Menu and then Activity, on the Google Pay app or visit Activity on the web.
  2. Next to the transaction, tap or click Claim.
  3. Follow the instructions to claim your money. If you fixed your default payment method, money someone sends you next time will automatically transfer to your default account.


Was this helpful?
How can we improve it?

Need more help?

Sign in for additional support options to quickly solve your issue