Add a payment method

You can add cards, bank accounts, and other payment methods to Google Pay.

Important: Some features only work with certain payment methods.

Add a card or payment account

Add a debit or credit card
  1. Sign in to Payment methods.
  2. At the bottom, click Add payment method.
  3. Click Add credit or debit card.
  4. Enter your card info.
  5. If you’re asked to verify your payment method, choose an option from the list.
  6. Find and enter the verification code.

Note: After you add a card, you might see a small temporary charge on your account from Google. This charge checks that your card and account are valid. It won’t affect your balance and will go away soon.

All rewards stay the same

You’ll keep getting the same security, benefits, and rewards with all cards on Google Pay.

Add a bank account (US only)
  1. Sign in to Payment methods.
  2. At the bottom, click Add payment method.
  3. Click Add a bank account.
  4. Enter the routing and account numbers for your bank account. You can find this information on a check or by contacting your bank.
  5. Click Save.
  6. If your bank offers instant verification, you’ll be asked to sign in to your bank account. If your bank doesn’t offer it or you choose test deposit:
    • Google will make a small deposit in your bank account, which you’ll see after 2–3 days.
    • To verify your bank info, confirm the deposit amount in Google Pay.

How you can pay using certain features

Some features of Google Pay:

Feature Supported cards
Pay in stores or on transit with your phone See supported cards, banks, and services
Pay in apps and on websites Debit cards, credit cards
Send or receive money Debit cards, bank accounts
Pay for Google products See Accepted payment methods

Important: The send or receive money feature is only available in the US. For the US territories, this is supported only if the debit card was issued under a US-licensed bank.

Accepted payment methods

Credit & debit cards
  • American Express
  • MasterCard
  • Visa
  • Discover (U.S. only)
  • JCB (Japan and U.S. only)
  • Visa Electron (outside U.S. only)
  • Elo credit cards (Brazil only; Elo debit cards aren’t accepted)

The types of cards accepted by Google services vary by location and product.

Note: You might notice temporary charges on your card when using a credit or debit card.

Bank account

In some countries, you can add a bank account to Google Pay.

Direct carrier billing

Some mobile devices and service plans can use direct carrier billing to make purchases on Google Play and YouTube.


In some countries, you can use PayPal to pay for some Google products and in participating stores, apps, and websites.

Gift cards & promo codes

You can save your gift cards in Google Pay and use them in stores, in apps, and on the web. You can also use Google Pay promo codes.

For Google Play

Google Play gift cards and promo codes can be used to make purchases on Google Play in certain countries. They can't be used with other Google products like Google Voice or Project Fi. If you redeem a gift card or promo code, it will show in Google Pay as your Google Play balance.

Learn how to use your Google Play balance.

Payment types that won’t work

You can't add these payment methods to Google Pay:

  • Wire transfers
  • Bank transfers
  • Western Union
  • Moneygram
  • Virtual credit cards (VCC)
  • Health savings account (HSA)
  • Any escrow type of payment
  • Prepaid cards if you use automatic payments

Fix a problem

"Something went wrong"

If you see this error message, the card you tried to add won't work with Google Pay. Try adding a different card.

"Your transaction cannot be completed"

If you see this error message, wait 24 hours and try to add your card again.

Already seeing payment methods

New to Google Pay and already seeing payment methods? If you paid for something through Google in the past, Google Pay saved your card.

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