About buy now, pay later with Google Pay

Important: This payment method is available to users in the US who make a transaction in USD at select merchants.

Buy now, pay later is an alternative payment method that lets you make a purchase and pay for it over a series of installments. This payment method is available when you use Google Pay to make an online purchase at select merchants.

Google Pay gives you the option to select from various buy now, pay later providers. Financing isn’t offered by Google but is offered through the provider who each have their own requirements.

Common questions about buy now, pay later

Can I manage my providers on Google Pay?

The Google Wallet website lets you find and remove providers you have previously linked. Learn how to manage payment methods on the Google Wallet website.

To add or re-add a provider, select a buy now, pay later payment provider using Google Pay at checkout and follow the steps to link the selected provider.

To manage transactions related to a financing provider, visit the provider’s website:

Affirm: https://www.affirm.com/user/signin
Zip: https://help.us.zip.co
Why am I not eligible to use buy now, pay later?

Each provider has their own requirements to determine eligibility. Eligibility isn't determined by Google Pay. To learn more, visit the provider's website.

Affirm: https://helpcenter.affirm.com/s/article/why-was-I-declined
Zip: https://help.us.zip.co
Where can I use buy now, pay later?
This payment method is available to users in the US who make a transaction in USD at select merchants who offer Google Pay online. Merchant availability is subject to change. Eligibility requirements apply.
Where can I see my payment plan?

Details of your future payment plan like payment dates and amounts will be sent to you by the provider. If you have questions related to future payments, contact the financing provider directly.

Affirm: https://www.affirm.com/user/signin
Zip: https://help.us.zip.co
How can I get a refund?

For questions or requests for refund, contact the merchant or financing provider directly.

Affirm: https://helpcenter.affirm.com/s/article/get-a-refund
Zip: https://help.us.zip.co
Why can't I use buy now, pay later on my Android device?

To use this payment method, you need to use an Android device with version 10 or higher.

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