How Google Pay keeps your info private

How Google Pay privacy settings work

Share your Google Pay info with other companies

Important: Even if this setting is off, you might still find Google Pay as an option when you shop online.

This setting helps you use Google Pay to check out quickly and securely when you purchase items from other companies. By default, it is on, so Google can tell companies that you can use Google Pay.

Share your credit info with other Google companies (US only)

If this setting is on, Google can use info like your spending habits to help you get other Google products. For example, if you want to buy a phone from the Google Store, you might be able to pay for it over time.

Why this setting is required

The US Fair Credit Reporting Act requires this setting.

How we protect your data

How we handle your info

Google Pay and Google Wallet collect some info to make them work on your device. Some of this info uses Google Play services.

Info that Google Pay may collect

Google Pay may collect any of the following, depending on the services that you use:

Personal info, like your name, address, phone number, email address and device ID or other identifiers: To set up and use cards in Google Pay, for fraud prevention, security and compliance, and how to manage your account, Google uses this info.
Financial info, like your credit card or debit card number, what you have bought, credit info and other financial info: To help you make safe purchases with Google Pay, Google uses this info.
Your location: For fraud prevention, security and compliance purposes when you add a new payment card or travel card to Google Pay, Google uses this info. Based on your Google Account settings, Google might also use your location info to provide location details in your receipts.
How you use Google Pay, search history within the app, crash reports, diagnostics and other app performance info: Google may use this info to track how users use the app.
Installed apps: When you choose to link your bank app to Google Pay, Google uses this info.
SMS messages: To autofill one-time passwords, prevent fraud and keep your account secure, Google uses this info.
Photos, addresses and contacts: To manage your Google Account, Google uses this info.

Info that Google Wallet may collect

Google Wallet may collect any of the following depending on the services that you use:

Personal info, like your name, address, phone number, email address and device ID: To set up and use cards in Google Wallet and for things like fraud prevention, security and management of your account, Google uses this info.
Financial info, like your credit or debit card number, what you have bought, credit info and other financial info: To help you make safe purchases with Google Wallet, Google uses this info.
Your location: For fraud prevention, security and compliance when you add a new payment card or travel card to Google Wallet, Google uses this info. Based on your Google Account settings, Google might also use your location to provide location details in your receipts.
How you use Google Wallet, search history within the app, crash reports, diagnostics and other app performance info: To track how users use the app, Google may use this info.
Installed apps: When you choose to link your bank app to Google Wallet, Google uses this info.
SMS messages: Google uses this info to autofill one-time passwords, prevent fraud and keep your account secure.
Photos, addresses and contacts: To manage your Google Account, Google uses this info.

Discover how Google Play services for payments handles data in Japan

Google Play services for payments collects and uses certain information to set up and offer payment-related services to users.

Find info that Google Play services for payments may collect

Personal info, like your name, address, phone number, email address and device ID or other identifiers: To set up and use cards in Google Pay, and for things like fraud prevention, security and how to manage your account, Google uses this info.
Financial info, like your credit or debit card number, what you have bought and other financial info: To help you make safe purchases with Google Pay, Google uses this info.
How you use Google Pay, crash reports, diagnostics and other app performance info: To make Google Pay work better and track how users use the app, Google uses this info.
Installed apps: To interact with apps for regional payment networks, Google uses this info.

Security and control

To keep your data safe, Google encrypts it while it is being sent.
Google Play services for payments always keeps payment info that it stores safe on your device's Secure Element chip.
Currently, Google Play services for payments works on devices with a Secure Element chip.
Google Play services for payments is already installed on some Android devices. You can uninstall it, but this removes the app from your device. If you uninstall the app, some payment features in Google apps might not work as well. If you need to use those features again, you'll be asked to reinstall the app. For example, Google Pay might not be able to show the current balance for your e-money cards.

Manage and delete your Google Pay data

Delete payment transactions and other activity

On your phone or tablet, go to account.google.com.
At the top, on the navigation bar, scroll left.
Tap Payments and subscriptions Manage your Google Pay experience.
You can delete unwanted activity on this page.
- To delete certain items: Next to the item, tap More Delete.
- To delete all items on a certain date: Next to the date, tap Delete .
- To delete all items: Select Delete All time.