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How Google Pay helps keep your data private

When you use Google Pay, things you do and keep (like transactions, your forms of payment, transit, and loyalty cards) are saved in your Google Account. You control how this data is used, and you can change what is kept and manage your privacy settings at any time.

How Google Pay privacy settings work

Personalization within Google Pay

You can use Google Pay to get things like offers from stores where you shop and recommendations for ways to save if you turn on the “Personalization within Google Pay” setting.

When this setting is on:

  • Things you do and keep (like transactions, your forms of payment, transit, and loyalty cards) will be used to personalize your Google Pay experience.
  • Additional info (like the location where you made a purchase) will also be saved and used to personalize your Google Pay experience.
Tip: You can try turning this setting on for three months to see how you like it. At the end of three months, the setting will be turned off automatically, and you’ll receive a notification with the option to turn the setting back on.

When this setting is off:

  • Google Pay still works. For example, you’ll be able to make contactless payments, but the offers you see might be less relevant.
  • Things you do and keep will still be saved to provide the service, but they won’t be used for personalization within Google Pay.

Important: Turning this setting on or off will not change how your purchases are saved and used in other Google services (like apps you buy in Play or movies you rent in YouTube).

Share that you have Google Pay with companies outside of Google

This setting can help you use Google Pay to check out quickly and more securely when you're shopping with other companies. For example, when this setting is on, Google will let other companies know that you can use Google Pay to check out.
Important: If this setting is off, you might still find Google Pay as an option at online checkout because some companies show this option to everyone.

Share info Google Payment Corp. (GPC) holds about your creditworthiness with other Google companies

If this setting is on, data such as your stored value activity can be used to help determine your eligibility for additional services and products by Google. For example, if you decide to buy a new device from the Google Store, you might qualify for the option to pay for it over time.

Why we're required to provide this setting

This setting is required by the Fair Credit Reporting Act, 15 U.S.C. § 1681a(d)(2)(A)(iii).

Share your personal information held with Google Payment Corp. (GPC) with other Google companies for marketing purposes

If this setting is on, data such as your stored value activity can help Google recommend products and features that might be relevant to you. Google Pay will never sell your transaction history to third parties or share it with the rest of Google for targeting ads.
Important: If you've signed up for another program, such as Google Pay rewards, GPC might share your information even if you've opted-out here.

Why we're required to provide this setting

This setting is required by the Fair Credit Reporting Act, 15 U.S.C. § 1681a(d)(2)(A)(iii).

How we protect your data

  • We do not sell your information to anyone: Google Pay will never sell your transaction history to third parties or share it with the rest of Google for targeting ads. 
  • We require you to unlock the app for each use: For your security, you need to set up a screen lock on your phone to use the Google Pay app. Whenever the Google Pay app is opened, you’ll need to unlock your screen before it can be used.
  • We secure your Google Account to help block unauthorized access to your data: Your Google Account comes with built-in security designed to detect and block threats like spam, malware, and viruses. With this built-in security, the Google Pay data that’s stored in your Google Account is better protected from unauthorized access.

Manage & delete your Google Pay data

How do I manage privacy controls in Google Pay?

Manage your data & personalization settings

  1. On your phone, open the Google Pay app.
  2. In the top right, tap the account circle and then Settings.
  3. Tap Privacy & security and then Data & personalization.
Tip: You can also access these settings from your Google Account on the Manage your Google Pay experience page.

Delete payments transactions & other activity

Your payments transactions and activity can be deleted from your Google Account and will no longer show in Google Pay. Google may need to retain certain information about transactions to ensure our services continue to work or to meet business and legal requirements.
  1. On your computer, go to account.google.com.
  2. On the left, select Payments & subscriptions. If you don’t find this option, expand your browser window.
  3. Select Manage your Google Pay experience.
  4. On this page, you can delete the activity you no longer want.
    1. To delete certain items: Next to the item, select More More and thenDelete.
    2. To delete all items on a certain date: Next to the date, select Delete Delete.
    3. To delete all items: Select Delete and then All time.

Download Google Pay data from your Google Account

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