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Settle a negative balance (US only)

Important:

  • This page is for people who’ve previously set up their Google Pay to make contactless payments. Currently, you can’t add money to Google Pay.
  • As of June 22, 2026, the Google Pay balance card feature has been discontinued, preventing users from making tap-to-pay purchases with their balance cards.

If your account shows a negative balance you won’t be able to use your account to send or request money until you have settled your negative balance.

Your Google Pay balance may show up as negative if:

  • Someone sent you money and then filed a chargeback with their bank.
  • You tried to send money from a bank account that didn't have enough funds.
  • A temporary credit was made in your account for a dispute under investigation, but after investigation completion, the dispute was rejected.

Settle your negative balance

You can't add funds to your GPay Balance to settle your balance at the moment. We'll send an update regarding developments or changes in this regard.

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