Google Pay limits

Google Pay has limits for sending, receiving, and transferring money.

Weekly rolling limits

Your combined spending limit is a weekly rolling limit. A transaction counts towards your weekly rolling limit for 7 days after you make a transaction. For example, assume you add money to your Google Pay balance on a Tuesday at 8:00 AM. At exactly 8:01 AM the following Tuesday, that transaction no longer counts against your limit.

Total balance limit

Important: If you haven't completed identity verification, you’ll have a lower transaction, daily, and weekly limit. Learn how to verify your identity to increase your limit.

The total amount of money allowed in Google Pay is $25,000 USD. This includes the current rewards balance.

Transaction limits

Pay friends and family

Amount that you can send or settle requests in a rolling 7-day period:

  • If your identity is verified: $5,000 USD
  • If your identity isn't verified: $500 USD

If your identity isn't verified, there is also a lifetime total limit of $5,000 USD that can be sent with Google Pay. If you reach this limit you'll need to verify your identity to send any additional funds.

Transfer out

In a rolling 7-day period, you can only make 30 withdrawals. The minimum amount of money you can transfer out is $1.00 USD.

  • Total amount that can be withdrawn within a rolling 7-day period:
    • If your identity is verified: $20,000 USD
    • If your identity isn't verified: $700 USD
    • If your identity isn't verified: There's also a lifetime total limit of $10,000 USD that can be withdrawn with Google Pay. If you reach this limit, you must verify your identity to transfer more funds.
  • Maximum transaction amount in a single transaction:
    • If your identity is verified: $5,000 USD
    • If your identity isn't verified: $700 USD

Add money to your Google Pay balance

Important: If you haven't verified your identity, you can’t add money to your Google Pay balance.

The minimum amount of money you can add is $10 USD.

  • For bank accounts, you can add up to $1,500 USD to your Google Pay balance in a 7-day rolling period.
  • For debit cards, you can add up to $500 USD to your Google Pay balance in a 7-day rolling period.

Purchases with Google Pay balance

If you set up your Google Pay balance to make contactless payments, there are some transaction limits:

  • Maximum single transaction amount: $2,000 USD.
  • Daily maximum total transaction amount: $2,500 USD.
  • Up to 15 transactions per day.
  • Additional limits on the dollar amount or frequency of transactions may be imposed in accordance with the Google Pay Terms of Service.

Payment method

You can add a maximum of 5 payment methods (debit card or bank account) to your Google Pay account.

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