Google Pay has limits for sending, receiving, and transferring money.
Important:
- Limits are for the Google Pay app and Google Pay website combined.
- Not all payment features are available on the Google Pay website.
Weekly rolling limits
Your combined spending limit is a weekly rolling limit. A transaction counts towards your weekly rolling limit for 7 days after you make a transaction. For example, assume you add money to your Google Pay balance on a Tuesday at 8:00 AM. At exactly 8:01 AM the following Tuesday, that transaction no longer counts against your limit.
Total balance limit
Important: If you haven't completed identity verification, you’ll have a lower transaction, daily, and weekly limit. Learn how to verify your identity to increase your limit.
The total amount of money allowed in Google Pay is $25,000 USD. This includes the current rewards balance.
Transaction limits
Pay friends and family
Amount that you can send or settle requests in a rolling 7-day period:
- If your identity is verified: $5,000 USD
- If your identity isn't verified: $500 USD
If your identity isn't verified, there is also a lifetime total limit of $5,000 USD that can be sent with Google Pay. If you reach this limit you'll need to verify your identity to send any additional funds.
Transfer out
In a rolling 7-day period, you can only make 30 withdrawals. The minimum amount of money you can transfer out is $1.00 USD.
Maximum amount that can be withdrawn within a single transaction:
- If your identity is verified: $5,000 USD
- If your identity isn't verified: $700 USD
Maximum amount that can be withdrawn within a rolling 7-day period:
- If your identity is verified: $20,000 USD
- If your identity isn't verified: $700 USD
Important: If you’re withdrawing money on the Google Pay website, you can only withdraw up to $200 USD. If you want to transfer out more, up to the limits above, you can use the Google Pay app.
Total lifetime amount that can be withdrawn: If your identity isn't verified, there's also a lifetime total limit of $10,000 USD that can be withdrawn with Google Pay. If you reach this limit, you must verify your identity to transfer more funds.
Add money to your Google Pay balance
Important: If you haven't verified your identity, you can’t add money to your Google Pay balance.
The minimum amount of money you can add is $10 USD.
- For bank accounts, you can add up to $1,500 USD to your Google Pay balance in a 7-day rolling period.
- For debit cards, you can add up to $500 USD to your Google Pay balance in a 7-day rolling period.
- To add money with a debit card, you need to set up your Google Pay balance to pay businesses.
Purchases with Google Pay balance
If you set up your Google Pay balance to make contactless payments, there are some transaction limits:
- Maximum single transaction amount: $2,000 USD.
- Daily maximum total transaction amount: $2,500 USD.
- Up to 15 transactions per day.
- Additional limits on the dollar amount or frequency of transactions may be imposed in accordance with the Google Pay Terms of Service.
Payment method
You can add a maximum of 5 payment methods (debit card or bank account) to your Google Pay account.