Completing a test deposit or debit authorization

In order to use your bank account as a payment method (also known as direct debit), you'll need to verify your bank account before your ads can start showing. You can verify your bank account through a test deposit or debit authorization, depending on where your business is located.

If you'd like to see the process for a different country, click the drop-down menu above.

Find and enter a test deposit

About three to five business days after you add your bank account information to your AdWords Express account, a small test deposit will appear in your bank account. Follow the steps below to find and enter this deposit information in your AdWords Express account.

  1. Review your bank records and search for a deposit from Google Inc. or AFS, Google's payment partner. The deposit should be between $0.15 and $1.15.
  2. When you find the deposit, note the exact amount of the deposit.
  3. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  4. Select your business from the list and click View performance report.
  5. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  6. Click the Billing settings tab.
  7. Find your bank account, and click Verify test deposit.
  8. Enter the amount of the test deposit in the field provided and click Submit.
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After you enter the correct amount, you can start using your bank account as your primary payment method. Your ads will start running at this point, if they weren't already.

Failed test deposits

Every now and then, our attempt to make a test deposit doesn't work. If this happens, you'll receive an email and see a notice in your billing summary. There are several reasons why the test deposit might not work, including:

  • Your bank account information was entered incorrectly.
  • Your bank account no longer exists.
  • Your bank account has a restriction against automatic bank account payments.

If your test deposit failed, please check the accuracy of the bank account information you provided. Here's how:

  1. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  2. Select your business from the list and click View performance report.
  3. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  4. Click the Billing settings tab.
  5. Find your bank account under the "Available payment methods" section. Check whether all its details are correct.
  6. Click the link that applies to you: The bank account details are correct
    1. Contact your bank and ensure that there aren't any account restrictions that prevent you from using automatic bank account payments. Your bank might also call these types of payments direct debit payments.
    2. Once you've made sure that your bank account allows automatic payments, contact us and ask us to re-issue the test deposit.
    The bank account details are incorrect

    You'll need to add your bank account as a new payment method again. Here's how:

    1. While you're still on the Billing settings page, click Add new payment method.
    2. Enter your payment method information and click Save.
    3. Wait to receive the test deposit in the bank account you just added, then verify the test deposit.
    4. Later, you can remove the incorrect bank account by going back to your Billing settings page and then clicking Remove to remove it from your account.
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Print and send your debit authorization

Once you've added your bank account information to your AdWords Express account, you'll need to print and send your direct debit authorization by following these steps:

  1. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  2. Note: If you're a My Client Center account-user, sign in to the client account directly.
  3. Select your business from the list and click View performance report.
  4. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  5. Click the Billing settings tab.
  6. Find your bank account.
  7. Click Print debit authorization.
  8. For security reasons, you'll need to re-enter your bank account information.
  9. Sign and date the printed debit authorization.
  10. You can send us a scanned copy of your debit authorization using our direct debit authorization form. Alternatively, you may fax or mail your authorization to us at the address indicated on the authorization form.
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Processing times

After we receive your debit authorization, it usually takes five business days to process. We'll send you an email once we've processed it. At that point, we'll begin debiting payments from the bank account specified on your debit authorization, and your ads will typically start running, if they weren't already.

If we haven't received your debit authorization within 14 days after you add a bank account, we'll let you know by email. In that case, please resend your debit authorization.

Check the status of your debit authorization

You can check the status of your debit authorization at any time. Just follow these steps:

  1. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  2. Note: If you're a My Client Center account-user, sign in to the client account directly.
  3. Select your business from the list and click View performance report.
  4. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  5. Click the Billing settings tab.
  6. Find your bank account. It will show one of the following notifications:
    • We haven't received or processed your authorization yet: We either haven't received or haven't processed your debit authorization. If at least 10 days have passed, please resend your debit authorization.
    • Invalid account details: The bank account details you entered aren't correct. Please contact your bank to confirm these details, and re-enter them. Then create another debit authorization and send it to us.
Try it now

Print and send your debit authorization

Once you've added your bank account information to your AdWords Express account, print and send your direct debit authorization by following these steps:

  1. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  2. Note: If you're a My Client Center account-user, sign in to the client account directly.
  3. Select your business from the list and click View performance report.
  4. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  5. Click the Billing settings tab.
  6. Find your bank account.
  7. Click Print debit authorization.
  8. For security reasons, you'll need to re-enter your bank account information.
  9. Sign and date the printed debit authorization.
  10. Mail your signed and dated debit authorization, along with a valid Relevé d'identité bancaire (RIB) form from your bank, to Google at the address indicated on the document.
Try it now

Processing times

After we receive your debit authorization, it usually takes five business days to process. We'll send you an email once we've processed it. At that point, we'll begin debiting payments from the bank account specified on your debit authorization, and your ads will typically start running, if they weren't already.

If we haven't received your debit authorization within 14 days after you add a bank account, we'll let you know by email. In that case, please resend your debit authorization.

Check the status of your debit authorization

You can check the status of your debit authorization at any time. Just follow these steps:

  1. Sign in to your AdWords Express account at https://adwords.google.com/express/.
  2. Note: If you're a My Client Center account-user, sign in to the client account directly.
  3. Select your business from the list and click View performance report.
  4. At the top right corner, click the gear icon and select Billing from the dropdown menu.
  5. Click the Billing settings tab.
  6. Find your bank account. It will show one of the following notifications:
    • We haven't received or processed your authorization yet: We either haven't received or haven't processed your debit authorization. If at least 10 days have passed, please resend your debit authorization.
    • Invalid account details: The bank account details you entered aren't correct. Please contact your bank to confirm these details, and re-enter them. Then create another debit authorization and send it to us.
Try it now

Note

Aw, shucks. We weren't able to determine your billing country.

Please click the drop-down menu above to see direct debit information for your country. You can also use this menu to learn about direct debit information in other countries.

If you don't see your country listed, that means we don't support direct debit in that country.

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