Preverjanje za finančne storitve

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Uporabniki storitve Display & Video 360 morajo upoštevati ta pravilnik za Google Ads. Informacije o dodatnih omejitvah so na voljo v centru za pomoč za Display & Video 360.


Preverjanje za finančne storitve, specifično za lokacijo

Če želijo oglaševalci promovirati finančne produkte in storitve, morajo upoštevati Googlov pravilnik o finančnih produktih in storitvah ter vse državne in lokalne uredbe za katero koli ciljno lokacijo.

Po datumih, navedenih v razdelku Ustrezni regulativni organi in datumi uveljavitve, morajo oglaševalci na nekaterih lokacijah izpolnjevati dodatne zahteve za prikazovanje oglasov za finančne storitve. Google od oglaševalcev zahteva preverjanje, pri čemer je treba za vsako ciljno lokacijo opraviti ločeno preverjanje.

Za ponudnike, ki ne ponujajo finančnih storitev: Če prikazujete oglase ali ciljate na ciljne skupine, za katere je videti, da iščejo določene finančne storitve na spodnjih lokacijah, mora Google preveriti tudi vas.

V primeru večine oglaševalcev bo ta postopek med drugim zajemal navedbo informacij o vrsti finančnih storitev, ki jih ponujajo, o tem, ali imajo licenco za zagotavljanje teh storitev, in njihovo registracijsko številko. Dodatne informacije o lokaciji, vrstah oglaševalcev, izjemah in specifičnih zahtevah so na voljo spodaj.

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Opomba: Preverjanje je obvezno za vse oblike in elemente oglasov.

Za opravljanje preverjanja mora prijave posredovati pooblaščeni zastopnik. Pooblaščeni zastopnik se nanaša na stranko, ki upravlja vaše račune Google Ads in/ali profile za plačila, ki plačujejo za oglase. To je lahko oglaševalska agencija ali odvisna družba, ki hrani ID za Google Ads v imenu vaše licencirane stranke ali matične družbe.

V sklopu postopka preverjanja morajo oglaševalci izkazati, da imajo licenco ustreznih regulativnih organov za finančne storitve na ustrezni lokaciji ali da zanje te zahteve ne veljajo (razen v Združenem kraljestvu). Specifične zahteve in dokumentacija, ki se zahtevajo, so odvisne od vrste vašega podjetja in lokacije. Za podrobne informacije za posamezno državo glejte spodnje razdelke.

Celoten seznam ustreznih regulativnih organov za finančne storitve na zadevnih lokacijah je na voljo tukaj. Upoštevajte, da zahteva za preverjanje za finančne storitve obsega kategorije finančnih storitev, ki jih ali jih ne regulirajo ti regulativni organi.

Omejena primernost

Upoštevajte, da morajo oglaševalci, ki želijo promovirati storitve za upravljanje zahtevkov v povezavi s finančnimi produkti ali storitvami, kot so storitve za izpodbijanje pri goljufijah, biti ponudnik finančnih storitev z licenco za upravljanje zahtevkov, državni organ, neprofitna organizacija ali ponudnik pravnih storitev oziroma delovati v imenu takega subjekta.

Obnovitev preverjanja

Morda boste morali občasno obnoviti preverjanje. Ko bo to potrebno, boste prejeli obvestilo.

Če bodo v vašem računu Google Ads izvedene večje spremembe (na primer spremembe profila za plačila), boste morda morali znova preveriti identiteto. Ko bo to potrebno, boste prejeli obvestilo v računu.

Pomembno: Če bomo ugotovili, da oglašujete finančne storitve po opravljenem preverjanju ter da ste v postopku preverjanja navedli napačne podatke ali da kršite naš pravilnik o finančnih produktih in storitvah, bo preverjanje preklicano, vaš račun pa morda začasno onemogočen. Med drugim lahko preverjanje prekličemo ali izvedemo ukrep za vaš račun Google Ads na podlagi teh dejavnikov: negativna opozorila regulativnih organov, poravnave ali sodne odločbe o vaših poslovnih praksah ali neposredne pritožbe podjetij. Google lahko kadar koli posodobi te zahteve za preverjanje.

Podrobnosti o preverjanju za finančne storitve za posamezne države

About Financial services verification in Australia

Beginning on the dates listed in Relevant Regulators and Enforcement Dates, in order to show financial services ads in Australia, including showing ads to Australian users who appear to be seeking financial services, advertisers need to be verified by Google. As part of the verification process, advertisers must prove that they’re licensed by the Australian Securities and Investments Commission (ASIC). Note that the financial services verification requirement covers categories of financial services not regulated by the ASIC.

To obtain verification, most advertisers will first need to obtain third party verification from our vendor, G2RS. As part of G2RS’s third party verification process, advertisers must demonstrate that the relevant Australian financial services regulator directly authorizes them to undertake financial services activities or that they’re exempt from the requirement. When verified by G2RS, advertisers should apply to Google for financial services verification using the unique third party verification code they receive from G2RS.

Included in the requirement to apply to G2RS are advertisers that don’t promote financial services, but that have a compelling reason to target users who appear to be seeking financial services, such as search engines and eCommerce platforms. Likewise, financial services advertisers that are exempt from or not required to be licensed by the Australian Securities and Investments Commission (ASIC), should apply to G2RS.

Government entities with .gov.au domains or intergovernmental organizations don’t need to obtain third party verification from G2RS. Likewise, third party advertisers whose ads are approved by an AU-authorized advertiser,such as approved resellers, affiliates, and marketing agencies for lead generation, also don’t need to obtain third party verification from G2RS. Government entities and approved third parties may apply directly to Google.

You can review more information on specific verification processes below. Verification is required for all ad formats and assets. Authorized Buyers and Display & Video 360 accounts that engage in financial services don’t need to get verified at this time.

Note: Financial services regulators and governmental or intergovernmental entities don’t need to obtain verification from G2RS. Government entities with a .gov or corresponding domain should apply directly to Google for verification using the Google Ads Financial Services Verification form.

Financial services regulators and governmental or intergovernmental entities without a .gov or corresponding domain should reach out directly to their Google Account Manager to be verified.


Verification requirements

Verification requirements for approved third parties

If you’re an approved third party advertiser, you’ll need an AU-authorized advertiser to initiate verification for you by submitting a list of domains or websites that you use to promote their services. When this is done, Google may contact you to initiate advertiser verification if you haven’t completed this verification program before.You’ll receive an email and an in-account notification that will guide you through the required verification process.

If you’re an AU-authorized advertiser and have already completed your financial services verification, you can initiate verification for an approved third party using the Google Ads Financial Services Verification form. You can only vouch for third parties whose financial promotions are approved by you.

Note: Any time you want to add or remove an approved third party, you’ll need to submit the form again. You must notify us immediately if you cease to approve the promotions of any third party.

You’ll be required to submit the following information related to third party financial services advertisers associated with your business.

  • Google Ads account Customer ID
  • Name of the Authorized Representative applying for verification
  • Your Business details (name, address, email address)
  • Domains or websites of third party financial services advertisers whose ads are approved by you
  • Warranty that you approve the financial promotions the third party runs

Verification requirements for Non-financial Services advertisers

If you’re a Non-Financial Services advertiser with a compelling reason to target users who appear to be seeking financial services, you can apply for Australian Financial Services verification through our partner, G2RS, using this G2RS Financial Services Verification form. When you successfully apply to G2RS, you’ll receive a unique code which you must provide to Google. Provide the unique code you received to Google using the Google Ads Financial Services Verification form.

If your application is approved, you’ll be permitted to show ads to Australian users who appear to be seeking financial services.

You’ll be asked to provide the following information to Google in the Australian Financial Services verification form:

  • Your Google Ads account Customer ID
  • Name of the Authorized Representative applying for verification
  • Your business details (name, address, email address)
  • Your business domains or websites you’re advertising on Google Ads
  • Brief description of your business and your rationale for targeting keywords related to financial services
  • Warranty that you won’t use this exemption to run Google Ads promoting financial services

Upon review of your request, Google may require you to complete advertiser verification if you haven’t completed this verification program before. You’ll receive an email and an in-account notification that will guide you through the required verification process.

Verification requirements for Government Entities

Australian financial services regulators with a .gov.au domain are always exempt from Google’s verification requirement. Most other governmental entities advertisers, such as intergovernmental organizations, will be verified automatically by Google. If you haven’t been verified automatically, contact your account representative to request Australian Financial Services verification or contact us.

Verification requirements for Regulation-exempt Financial Services advertisers

If you’re exempt from or not required to be licensed by the Australian Securities and Investments Commission (ASIC), you can access G2RS’s third party verification process using the G2RS Financial Services Verification form. If G2RS determines you’re an Exempt Financial Services Advertiser, you’ll receive a unique code which you must provide to Google. Provide the unique code you received to Google using the Google Ads Financial Services Verification form .

Upon review of your request, Google may require you to undergo advertiser verification if you haven’t completed this verification program before. You’ll receive an email and an in-account notification that will guide you through the required verification process.

When you successfully complete this verification, you’ll receive a confirmation and email notification from Google. A certificate will be granted to your Google Ads account that will allow you to show ads to Australian users who appear to be seeking financial services.


Steps to complete Financial services authorization in Australia

Step 1: Complete G2RS verification

Access G2RS’s third party verification process using the G2RS Financial Services Verification form. The business information you provide during this verification process must exactly match with the business details available on the ASIC registries or records. When your G2RS verification is complete, you’ll get a unique code that you’ll need for Google’s Financial services verification form in Step 3.

Step 2: Complete or confirm your Google Ads Advertiser verification

After applying for third party verification with G2RS, you’ll receive a status update from Google’s advertiser verification program by email. Follow the instructions provided in that notification. If you’ve already completed Google’s advertiser verification program, you won’t need to complete it again.

Step 3: Complete the Google Ads Financial Services Verification form

Provide the unique code you received from G2RS to Google using the Google Ads Financial Services Verification form.

If you’re successfully verified after completing these steps, a certificate will be applied to your Google Ads account. We’ll notify you by email on the status of your request. Advertisers who are successfully verified after completing the steps will be allowed to show financial services ads in Australia and show ads to Australian users who appear to be seeking financial services.

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