Financial Services Verification

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Display & Video 360 users must comply with this Google Ads policy. Visit the Display & Video 360 help center for additional restrictions.

If you’re advertising financial services on Google Ads, you’re required to comply with our Financial products and services policy and any local regulations for the locations you target. Financial services providers and non-financial services providers are required to be verified by Google if you're running ads or targeting audiences who appear to be seeking certain financial services in some locations. Where required, verification is mandatory for all ad formats and assets.

For more information about advertiser types, exemptions, and specific requirements for your targeted location, refer to Financial services verification location specifics.


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Location specific financial services verification

Some locations have additional requirements to run financial services ads. To target these locations, you’ll need to be verified separately for each location. To learn more about these additional requirements and dates of enforcement, refer to Relevant Regulators and Enforcement Dates. Note that the financial services verification requirement also applies to categories of financial services that may not be regulated by these regulators.

The verification process includes providing information about the type of financial services you provide, the licenses you hold for those services, your registration number, and other information about you or your business. Applications for verification must be submitted by an authorized representative. An authorized representative is an admin of the Google Ads account or of the payments profile paying for the ads. This includes advertising agencies, subsidiaries, or other entities that manage the Google Ads account on your behalf.

If you’re already certified under this policy and want to have that certification applied to additional managed accounts under the same Manager Account (MCC), you can apply for Manager Account Certification. Eligibility for Manager Account Certification may vary based on advertiser and certification type.


Verification renewal

You may need to renew your verification periodically. You may also be asked to re-verify your identity if there are significant changes in your Google Ads account like updates or changes to your payments profile. You’ll receive an in-account notification when renewal or re-verification is required.

Important: If Google Ads finds that you're promoting financial services after successfully completing verification and that you’ve provided false information during the verification process or you’ve violated our Financial products and services policy, your verification will be revoked with immediate effect and your account may be suspended. We may revoke your verification or take action on your Google Ads account based on adverse regulatory warnings, settlements, or rulings about your business practices, or direct complaints from businesses. Google may update these verification requirements at any time.

Limited eligibility

If you’re promoting claims management services related to financial products and services, like scam redress services, you must either be a claims management-licensed financial services provider, a government entity, non-profit organization, or legal service provider, or acting on behalf of one.


Categories of financial services advertisers

There are 5 types of advertisers that may need to be verified. Click the advertiser type to learn more about the verification requirements for that category.

Advertiser type

Definition

Examples (non-exhaustive)

Authorized advertisers

Advertisers who are authorized by the relevant financial services regulatory bodies

  • Banking, credit cards, credit and loans
  • Investment, brokerages & day trading
  • Bonds, commodities & futures trading
  • Insurance

Approved third parties

Advertisers who provide or promote financial services with the approval of an Authorized Advertiser, also known as a First Party advertiser, but who are not directly authorized by a regulator to provide financial services

  • Brokers
  • Resellers
  • Affiliates

Non-Financial services advertisers

  • Advertisers who do not promote financial services but have a compelling reason to target users who are looking for financial services
  • Advertisers who do not promote financial services as their main business, but promote a minor financial services add-on from an Authorized Advertiser
  • Educational programs or institutions that provide information on financial aid
  • Automotive advertisers that promote car leasing, financing, and insurance
  • Online travel agents promoting travel insurance

Government entities

Financial services regulators with a .gov or corresponding domain

Financial services regulators and governmental or intergovernmental entities do not need to obtain verification from G2. Government entities with a .gov or corresponding domain should apply directly to Google for verification using the Google Ads Financial Services Verification form

Financial services regulators and governmental or intergovernmental entities without a .gov or corresponding domain should reach out directly to their Google Account Manager to be verified.

 

Financial services advertisers who are regulation exempt

Advertisers who promote financial services but are not required to be licensed by the relevant financial services regulatory bodies.

 

Financial services verification location specifics

Select the location you plan to target from the dropdown menu below to learn more about verification specifics.

About Thailand Financial Services Verification

Applications must be submitted by an authorized representative. An authorized representative manages your Google Ads account(s) and/or the Payments Profile(s) paying for the ads. This could be an advertising agency or subsidiary that holds the Google Ads ID on behalf of your licensed client or parent company.

Verification process

Google will notify advertisers who need to complete the verification process via email and in-account notifications. Advertisers may also initiate verification themselves.

At the moment, failure to complete the Financial Services Verification process will not lead to account pausing or suspension, but will restrict serving for ads related to in-scope financial services or that target users who appear to be seeking in-scope financial services.

Categories of financial services advertisers

There are five types of advertisers that may need to be verified.

  1. Authorized Advertisers

Definition:

Examples (non-exhaustive): banking, credit cards, credit and loans, investment, brokerages & day trading, bonds, commodities & futures trading, insurance

  1. Approved Third Parties

Definition:

  • Advertisers who provide or promote financial services with the approval of an Authorized Advertiser, also known as a First Party advertiser, but who are not directly authorized by a regulator to provide financial services.

Examples (non-exhaustive): Brokers, resellers, affiliates

  1. Non-Financial Services Advertisers

Definition:

  • Advertisers who do not promote financial services but have a compelling reason to target users who are looking for financial services.
  • Advertisers who do not promote financial services as their main business, but promote a minor financial services add-on from an Authorized Advertiser.

Example (non-exhaustive):

  • Educational programs or institutions that provide information on financial aid
  • Automotive advertisers that promote car leasing, financing, and insurance
  • Online travel agents promoting travel insurance
  1. Government Entities

Definition:

  • Financial services regulators with a .gov or corresponding domain.

Note: Financial services regulators and governmental or intergovernmental entities do not need to obtain verification from G2. Government entities with a .gov or corresponding domain should apply directly to Google for verification using this form.

Financial services regulators and governmental or intergovernmental entities without a .gov or corresponding domain should reach out directly to their Google Account Manager to be verified.
  1. Financial services advertisers who are regulation exempt

Definition:

  • Advertisers who promote financial services but are not required to be licensed by the relevant Thailand financial services regulatory bodies.

Step-by-step Verification Requirements

Check below for more information on specific verification processes. Verification is required for all ad formats and extensions.

Note: Authorized Buyers and Display & Video 360 accounts that engage in financial services do not need to get verified at this time.

Applications must be submitted by an authorized representative.

Financial services authorization

Step 1:Access our external compliance partner G2’s verification process using the G2 Financial Services Verification form.

Note that the business information you provide during this verification process must exactly match with the business details available on the relevant financial services registries or records.

After you successfully complete Step 1, you will receive a unique code which you must provide to Google in Step 3.

Step 2: After applying for verification with G2, you should receive a status update with Google’s advertiser verification program via email. Follow instructions on that email. If advertisers have already completed Google’s advertiser verification program, they will not need to do so again.

Step 3: Provide the unique code you received from G2 to Google using this form.

If you are successfully verified after completing these steps, a certificate will be applied to your Google Ads account. We will notify you via email on the status of your request. Advertisers who are successfully verified after completing the steps will be allowed to show financial services ads in Thailand and show ads to users in Thailand who appear to be seeking financial services.

Verification requirements for Approved Third Parties

If you are an Approved Third Party advertiser, you do not need to initiate your application with G2. Instead, you will need to provide an Authorized Advertiser a list of your domains/websites and Google Ads accounts. The Authorized Advertiser will then submit Google’s application form to complete the verification for you.

Once your Authorized Advertiser submits the form, Google may contact you to complete the advertiser verification process if you haven't done so previously. You'll receive guidance via email and an in-account notification. (Note: The verification process was updated in March 2022.)

If you are an Authorized Advertiser and have already completed your financial services verification, you can initiate verification for an Approved Third Party using this Google form. You can only vouch for third parties whose financial promotions are approved by you.

Note: Any time you want to add or remove an Approved Third Party, you will need to submit the form again. You must do so immediately if you cease to approve the promotions of any third party.

You will be required to submit the following information related to Approved Third Party financial services advertisers associated with your business.

  • Google Ads account Customer ID
  • Name of the authorized representative applying for verification
  • Your business details (name, address, email address)
  • Domains/websites and Google Ads account IDs of third party financial services advertisers whose ads are approved by you
  • Warranty that you approve the financial promotions the third party runs

Verification requirements for Non-financial Services advertisers

If you are a Non-financial Services advertiser with a compelling reason to target users who appear to be seeking financial services, you can apply for Thailand financial services verification through our partner, G2, using this form. If you are a non-financial services advertiser who does not promote financial services as their primary business, but who does promote a minor financial services add-on from an Authorized Advertiser, such as travel agents who provide travel insurance, you will need to describe these products or services.

After you successfully applied to G2, you will receive a unique code which you must provide to Google. Provide the unique code you received to Google using this form.

If your application is approved, you will be permitted to show ads to users in Thailand who appear to be seeking financial services.

You will be asked to provide the following information to Google in the Thailand financial services verification form:

  • Your Google Ads account Customer ID
  • Name of the authorized representative applying for verification
  • Your business details (name, address, email address)
  • Your business domains/websites you’re advertising on Google Ads
  • Brief description of your business and your rationale for targeting keywords related to financial services
  • Warranty that you will not use this exemption to run Google Ads promoting financial services

Upon review of your request, Google may require you to complete advertiser verification if you have not completed this verification program before. Note that this process was updated in March 2022. You will receive an email and an in-account notification that will guide you through the required verification process.

Verification requirements for Government Entities

Financial services regulators and governmental or intergovernmental entities do not need to obtain verification from G2. Government entities with a .gov or corresponding domain should apply directly to Google for verification via this form.

Financial services regulators and governmental or intergovernmental entities without a .gov or corresponding domain should reach out directly to their Google Account Manager to be verified.

Verification requirements for Regulation-exempt Financial Services advertisers

If you are exempt from or not required to be authorized by the relevant financial service regulators, you can access G2’s verification process using this form. Upon successful submission of the application, you will receive a unique code from G2. If G2 determines you are an Exempt Financial Services Advertiser, you must provide the unique code from G2 to Google using this form.
Upon review of your request, Google may require you to undergo advertiser verification if you have not completed this verification program before. Note that this process was updated in March 2022. You will receive an email and an in-account notification that will guide you through the required verification process.
After you successfully completed this verification, you will receive a confirmation and email notification from Google. A certificate will be granted to your Google Ads account that will allow you to show ads to users in Thailand who appear to be seeking financial services.

Frequently Asked Questions

Q. Who is G2?

A: G2 is Google’s external compliance partner for financial services verification.

Q. How do I get certified as an Approved Third Party advertiser?

A: To be an Approved Third Party advertiser, you will need an Authorized Advertiser to initiate verification on your behalf by providing them with a list of domains/websites. Instead, an Authorized Advertiser (who has completed G2 verification and Google’s financial services verification) should complete this form for you. G2 verification is not required to become an Approved Third Party advertiser.

Q. I am an Approved Third Party Advertiser who represents multiple financial services providers. How can I get certified?

A: We only require one Authorized Advertiser to vouch for a third party for that advertiser to become an Approved Third Party. The Authorized Advertiser must already have completed the certification process themselves, before vouching for the Approved Third Party in the Google verification step.

Q. I received an in-account notification to get certified for financial services, but I am not a financial services provider. Do I need to go through the verification? If I don’t, will my ads be impacted?

A: Advertisers will receive an in-account notification to certify because they may be promoting in-scope financial products and services, and/or targeting users who appear to be looking for in-scope financial products and services. It is the advertisers’ decision whether to get certified. However, advertisers must do so if they intend to run in-scope financial services ads or target users looking for in-scope financial services.

Q. What is the Advertiser Verification?

A: Advertiser Verification is Google’s standard verification program. All advertisers, regardless of industry, will at some point go through the process. It helps us know who’s advertising with Google.

Q. What if my targeted location is not listed for Financial Services Verification, will my ads still be labeled?

A: Yes. Advertisers running financial products and services ads or targeting audiences who appear to be seeking financial services will have ads labeled for Financial Services Verification even if locations targeted do not require verification at this point. This is working as intended with no serving impact.

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