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Forms of payment

Receiving SEPA payments

Single Euro Payments Area (SEPA) transactions provide an affordable, efficient Electronic Funds Transfer (EFT) option across a number of countries in Europe. The SEPA system allows European businesses and consumers to send EFT payments to any country located in the Euro area. SEPA EFT payments directly deposit your AdSense earnings, in euros, into your bank account to greatly speed up and simplify the payment process. EFT is fast, secure, and environmentally friendly. If SEPA EFT payments are available in your location, we encourage you to sign up.

Test deposits for SEPA payments

To sign up for SEPA EFT payments, you need to provide details about your bank account. Depending on the country where your bank account is located, you may be required to verify your account using a small test deposit.

Note: While SEPA coverage is expanding, not all banks currently support SEPA EFT transactions. Before you sign up, we recommend you check with your bank that you can receive SEPA EFT transactions.

Countries where SEPA payments are available

SEPA payments are available in the following countries:

Country Currency Test deposit requirement
Andorra Euro No test deposit required
Austria Euro Test deposit required
Belgium Euro Test deposit required
Bulgaria Euro No test deposit required
Croatia Kuna No test deposit required
Cyprus Euro Test deposit required
Czechia Koruna Test deposit required
Denmark Krone Test deposit required
Estonia Euro Test deposit required
Finland Euro Test deposit required
France Euro Test deposit required
Germany Euro Test deposit required
Greece Euro Test deposit required
Hungary Forint Test deposit required
Iceland Euro No test deposit required
Ireland Euro Test deposit required
Italy Euro Test deposit required
Latvia Euro No test deposit required
Liechtenstein Euro No test deposit required
Lithuania Euro No test deposit required
Luxembourg Euro Test deposit required
Malta Euro Test deposit required
Monaco Euro Test deposit required
Netherlands Euro Test deposit required
Norway Krone Test deposit required
Poland Zloty Test deposit required
Portugal Euro Test deposit required
Romania Euro No test deposit required
San Marino Euro No test deposit required
Slovakia Euro Test deposit required
Slovenia Euro Test deposit required
Spain Euro Test deposit required
Sweden Krona Test deposit required
Switzerland Franc Test deposit required
United Kingdom British pound Test deposit required
Vatican City State Euro No test deposit required

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Sign up for SEPA payments

1. Enter your bank account information

  1. Sign in to your AdSense account.
  2. Click Payments and then Payments info.
  3. Click Add payment method.
  4. In the "Add a payment method" section, enter your bank account information. If you're not sure what information to enter, please contact your bank.
  5. Click Save.
Tip: If you enter your bank account information incorrectly, click Remove to delete the incorrect information. You can then re-enter your bank account information.
Note: If you set SEPA EFT as your payment method after the 20th of the month, we can't guarantee that you'll be paid by SEPA EFT that month. For example, if you wanted to ensure payment by SEPA EFT for your March earnings, you'd need to complete the steps above before April 20th.

2. (If required) Find your test deposit and enter the amount in your AdSense account

Find your test deposit

After you enter your bank account information, we'll deposit a small test amount into the bank account you specified. This process takes a few days, so check your bank statements after 2-5 days to find the deposit. The deposit ranges from 0.15 to 1.10 euros. Depending on the country in which your bank is located, the deposit will be labeled as one of the following:

  • Google Inc. EDI PYMNTS
  • Google Inc. EDI - EDI PYMNTS

Enter the test deposit amount

When you have the test deposit amount:

  1. Sign in to your AdSense account.
  2. Click Payments and then Payments info.

    You'll see a red alert in your AdSense account.

  3. Click Add payment method.
  4. Click Verify now.
  5. In the drop-down menu, select the test deposit amount that you received in your bank statement.
  6. Click Verify.

    If the amounts match, your bank account is verified. You're now ready to receive payments by EFT.

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If your test deposit failed

There are a number of reasons why your test deposit might fail:

  • Incorrect bank account number or bank codes (the required information will vary by country)
  • Bank account is not set up to receive incoming SEPA transactions
  • Bank account is closed
  • Bank is not located in the same country entered in your AdSense account
  • Your bank code changed as the result of a recent bank merger.

If your test deposit has failed, you'll see a "Deposit failed" message on the page where you submitted your bank account. If you see this message, we encourage you to re-enter your bank information to make sure there wasn't a typo. You may also wish to contact your bank to confirm the exact details that you need to submit and try again.

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If you need to update your bank information

Unfortunately, incorrect or unverified bank account information can't be changed from your account at this time. Instead, to provide correct information, you can add a new bank account and then remove the existing bank account.

To protect the privacy and security of your banking information, AdSense Support does not have access to edit or remove the information you've entered.

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