Payment options

The payment options that are available to you depend on the country of your business address and the currency your account uses. However, you can switch among your available options at any time.

Google payment options fall into the broad categories below.

Automatic payments

If your account is on automatic payments, we'll charge you at the end of each month. You'll assign one credit card or bank account to be your primary form of payment. That form of payment will be billed 30 days after your last payment. Learn more about when you're billed.

Google offers two types of automatic payments.

  1. Credit and debit card: If you choose this option as your primary form of payment, your service will begin running almost immediately after you enter valid credit or debit card information.
    • You'll assign one card to be your primary form of payment, and we'll charge it automatically.
    • You can designate a backup card in case your primary is ever declined.
    • You can also choose to make a payment yourself at any point with the Make a payment feature. The feature allows you to use any form of payment available to accounts with your country and currency settings, including any available to accounts on manual payments (such as bank transfer).

    See the automatic payments by credit or debit card topic for more information.

  2. Bank account: If you choose this option as your primary form of payment, you'll be required to submit a debit authorization or verify a test deposit before your service can run. This option is sometimes called "direct debit."
    • Once you've verified your bank account, your Google payments will be debited from it. (The verification can take several business days to process.)
    • You can add and assign a credit card to be your backup form of payment, in case your bank account payment is ever declined.
    • You can also choose to make a payment yourself at any point with the Make a payment feature. The feature allows you to use any form of payment available to accounts with your country and currency settings, including any available to accounts on manual payments (such as bank transfer).

    See the automatic payments by bank account topic for more information.

If you're on automatic payments, we recommend that you assign a backup credit card. If your primary form of payment is ever declined, we'll attempt to charge your backup credit card to help ensure that your service runs continuously.

Manual payments

Using the Make a payment feature, you add funds to your Google billing account whenever you like and with any form of payment available to you. We'll deduct our costs from that balance. Note: you must set up automatic payments before you can make a manual payment.

There are two widely-available ways to make a manual payment:

  1. Credit or debit card: When you make a payment by a credit or debit card, Google will charge your card in the amount that you specify, and your account balance will update almost immediately.
  2. Bank transfer: To make a payment by bank transfer, you'll transfer funds to Google's bank account. It typically takes 5 to 10 business days for us to receive and process your payment, depending on your country and what bank you use. See Available forms of payment to find out if bank transfers are available in your country.